arBtrage CAPITALIZING MARKETS checking… Sign in Sign up

UMB Financial Corporation

UMBF Finance Major Banks
$129.92
▲ +0.9% Today
as of Jun 7, 07:30 ET
Last 30 days +3.65% Apr 28 → Jun 05
$123.41 $126.36 $129.31 $132.25 $135.20 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$129.03
High
$130.65
Low
$128.37
Volume
$460,963
Avg Vol
$561,879
Mkt Cap
$10.0B
P/E (TTM)
15.23
Beta
52w High
$136.11
52w Low
$98.16
Div Yield
Shares Out
$76M

Overview

52-week range
$98
$136
84% of range
Avg surprise (last 1)
+16.7%
Avg reaction (last 1)
+2.0%
100% positive
Latest IV / EM
24%
EM ±3.3% · $130 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.85$2.23$2.60$2.98$3.35 Actual $1.85Actual $1.98Actual $2.25Actual $2.07Actual $2.23Actual $2.58Est $2.21Actual $2.82Actual $2.36Actual $3.35 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$69M$137M$206M$275M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $3.35 financials
Tue Sep 30, 2025Sep 2025 $2.36 financials
Mon Jun 30, 2025Jun 2025 $2.82 financials
Tue Apr 29, 2025Mar/2025 $2.58 $2.21 +16.7% +2.0% earnings
Mon Sep 30, 2024Sep 2024 $2.23 financials
Sun Jun 30, 2024Jun 2024 $2.07 financials
Sun Mar 31, 2024Mar 2024 $2.25 financials
Sat Sep 30, 2023Sep 2023 $1.98 financials
Fri Jun 30, 2023Jun 2023 $1.85 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$261M$188M$217M$81M$110M$101M
EPS (diluted)$3.35$2.36$2.82$1.21$2.23$2.07

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$6.26B$8.84B$11.00B$10.61B$7.28B$5.02B
Inventory
Total current assets
Total assets$72.67B$73.09B$71.88B$71.76B$69.35B$50.41B$47.50B$44.47B
Long-term debt$477M$474M$471M$657M$654M$385M$385M$384M
Total liabilities$64.85B$65.40B$64.44B$64.47B$62.60B$46.94B$43.96B$41.24B
Total equity$7.83B$7.69B$7.44B$7.29B$6.75B$3.47B$3.54B$3.23B

Implied volatility — last 90 days

18%21%23%26%28% Jun 07 — IV 24% · EM ±3.3%

Sector peers

🔒 Preview mode. Create a free account to unlock the full earnings calendar, all panels, heatmaps, options flow, and screener.