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United Community Banks, Inc.

UCB Finance Major Banks
$33.34
▲ +0.4% Today
as of Jun 7, 07:30 ET
Last 30 days -0.89% Apr 28 → Jun 05
$31.91 $32.45 $33.00 $33.55 $34.09 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$33.34
High
$33.59
Low
$33.23
Volume
$476,401
Avg Vol
$748,980
Mkt Cap
$4.0B
P/E (TTM)
16.50
Beta
52w High
$36.77
52w Low
$27.23
Div Yield
Shares Out
$120M

Overview

52-week range
$27
$37
64% of range
Avg surprise (last 1)
+5.4%
Avg reaction (last 1)
+6.9%
100% positive
Latest IV / EM
108%
EM ±15.0% · $35 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.38$0.46$0.54$0.62$0.70 Actual $0.53Actual $0.39Actual $0.51Actual $0.54Actual $0.38Actual $0.59Est $0.56Actual $0.63Actual $0.70Actual $0.69 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$73M$145M$218M$291M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $0.69 financials
Tue Sep 30, 2025Sep 2025 $0.70 financials
Mon Jun 30, 2025Jun 2025 $0.63 financials
Tue Apr 22, 2025Mar/2025 $0.59 $0.56 +5.4% +6.9% earnings
Mon Sep 30, 2024Sep 2024 $0.38 financials
Sun Jun 30, 2024Jun 2024 $0.54 financials
Sun Mar 31, 2024Mar 2024 $0.51 financials
Sat Sep 30, 2023Sep 2023 $0.39 financials
Fri Jun 30, 2023Jun 2023 $0.53 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$277M$277M$260M$248M$217M$245M
Cost of revenue
Gross profit
Operating income
Net income$84M$91M$79M$71M$47M$67M
EPS (diluted)$0.69$0.70$0.63$0.58$0.38$0.54

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents
Inventory
Total current assets
Total assets$28.18B$28.00B$28.14B$28.09B$27.87B$27.72B$27.37B$27.06B
Long-term debt
Total liabilities$24.52B$24.36B$24.55B$24.47B$24.37B$24.29B$23.97B$23.71B
Total equity$3.65B$3.64B$3.60B$3.61B$3.50B$3.43B$3.41B$3.34B

Implied volatility — last 90 days

103%105%108%110%113% Jun 07 — IV 108% · EM ±15.0%

Sector peers

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