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PennyMac Financial Services, Inc.

PFSI Finance Finance: Consumer Services
$81.24
▼ -0.4% Today
as of Jun 7, 07:24 ET
Last 30 days -10.90% Apr 28 → Jun 05
$79.68 $83.02 $86.36 $89.71 $93.05 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$81.38
High
$82.71
Low
$80.71
Volume
$312,570
Avg Vol
$531,258
Mkt Cap
$4.5B
P/E (TTM)
10.92
Beta
52w High
$160.36
52w Low
$80.37
Div Yield
Shares Out
$52M

Overview

52-week range
$80
$160
1% of range
Avg surprise (last 2)
-26.9%
Avg reaction (last 2)
-0.2%
50% positive
Latest IV / EM
41%
EM ±5.7% · $80 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.74$1.40$2.05$2.71$3.37 Actual $1.11Actual $1.77Actual $0.74Actual $1.85Actual $1.30Actual $1.42Est $2.99Actual $2.54Actual $3.37Actual $2.19Est $2.22 JunSepMarJunSepMar/2025JunSepMar/2026
Revenue vs Net Income Revenue Net income
$0$48M$95M$143M$191M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue May 5, 2026Mar/2026 $2.19 $2.22 -1.4% +54.2% -2.7% earnings
Tue Sep 30, 2025Sep 2025 $3.37 financials
Mon Jun 30, 2025Jun 2025 $2.54 financials
Tue Apr 22, 2025Mar/2025 $1.42 $2.99 -52.5% +2.3% earnings
Mon Sep 30, 2024Sep 2024 $1.30 financials
Sun Jun 30, 2024Jun 2024 $1.85 financials
Sun Mar 31, 2024Mar 2024 $0.74 financials
Sat Sep 30, 2023Sep 2023 $1.77 financials
Fri Jun 30, 2023Jun 2023 $1.11 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$82M$182M$136M$76M$69M$98M
EPS (diluted)$1.53$3.37$2.54$1.42$1.30$1.85

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$220M$302M$622M$162M$211M$238M$146M$595M
Inventory
Total current assets
Total assets$31.94B$29.39B$25.40B$24.22B$23.87B$26.09B$22.87B$21.58B
Long-term debt$6.23B$6.23B$5.58B$5.78B$4.93B$4.93B
Total liabilities$27.62B$25.08B$21.19B$20.19B$19.97B$22.26B$19.13B$17.92B
Total equity

Implied volatility — last 90 days

35%38%40%43%45% Jun 07 — IV 41% · EM ±5.7%

Sector peers

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