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Live Oak Bancshares, Inc.

LOB Finance Major Banks
$37.41
▼ -0.5% Today
as of Jun 7, 07:20 ET
Last 30 days -3.53% Apr 28 → Jun 05
$35.29 $36.23 $37.16 $38.10 $39.04 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$37.62
High
$37.80
Low
$37.33
Volume
$123,845
Avg Vol
$283,907
Mkt Cap
$1.7B
P/E (TTM)
22.54
Beta
52w High
$42.89
52w Low
$27.17
Div Yield
Shares Out

Overview

52-week range
$27
$43
65% of range
Avg surprise (last 1)
-44.7%
Avg reaction (last 1)
-0.7%
0% positive
Latest IV / EM
58%
EM ±8.0% · $35 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.21$0.38$0.55$0.71$0.88 Actual $0.39Actual $0.88Actual $0.60Actual $0.59Actual $0.28Actual $0.21Est $0.38Actual $0.51Actual $0.55Actual $0.60 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$8M$16M$24M$32M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $0.60 financials
Tue Sep 30, 2025Sep 2025 $0.55 financials
Mon Jun 30, 2025Jun 2025 $0.51 financials
Wed Apr 23, 2025Mar/2025 $0.21 $0.38 -44.7% -0.7% earnings
Mon Sep 30, 2024Sep 2024 $0.28 financials
Sun Jun 30, 2024Jun 2024 $0.59 financials
Sun Mar 31, 2024Mar 2024 $0.60 financials
Sat Sep 30, 2023Sep 2023 $0.88 financials
Fri Jun 30, 2023Jun 2023 $0.39 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$30M$27M$23M$10M$13M$27M
EPS (diluted)$0.60$0.55$0.51$0.21$0.28$0.59

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents
Inventory
Total current assets
Total assets$15.30B$15.13B$14.67B$13.83B$13.60B$12.94B$12.61B$11.87B
Long-term debt
Total liabilities$14.02B$13.88B$13.46B$12.76B$12.56B$11.94B$11.60B$10.91B
Total equity$1.28B$1.25B$1.20B$1.06B$1.03B$999M$1.01B$961M

Implied volatility — last 90 days

52%55%57%60%62% Jun 07 — IV 58% · EM ±8.0%

Sector peers

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