arBtrage CAPITALIZING MARKETS checking… Sign in

HealthEquity, Inc.

HQY Consumer Discretionary Business Services
$88.67
▲ +3.1% Today
as of Jun 7, 07:17 ET
Last 30 days +9.23% Apr 28 → Jun 05
$79.65 $82.60 $85.55 $88.50 $91.45 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$87.32
High
$89.15
Low
$86.16
Volume
$758,278
Avg Vol
$976,616
Mkt Cap
$7.2B
P/E (TTM)
42.43
Beta
52w High
$116.65
52w Low
$72.76
Div Yield
Shares Out
$84M

Overview

52-week range
$73
$117
36% of range
Avg surprise (last 2)
+24.7%
Avg reaction (last 2)
+2.7%
100% positive
Latest IV / EM
43%
EM ±5.9% · $90 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.06$0.31$0.56$0.82$1.07 Actual $0.12Actual $0.17Actual $0.33Actual $0.40Actual $0.06Actual $0.61Actual $0.84Est $0.62Actual $0.59Actual $1.07Est $0.94 JulOctAprJulOctAprApr/2025OctApr/2026
Revenue vs Net Income Revenue Net income
$0$18M$36M$55M$73M Jul 24Oct 24Apr 25Jul 25Oct 25Apr 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Thu May 28, 2026Apr/2026 $1.07 $0.94 +13.8% +27.4% +4.6% earnings
Fri Oct 31, 2025Oct 2025 $0.59 financials
Tue Jun 3, 2025Apr/2025 $0.84 $0.62 +35.5% +0.9% earnings
Wed Apr 30, 2025Apr 2025 $0.61 financials
Thu Oct 31, 2024Oct 2024 $0.06 financials
Wed Jul 31, 2024Jul 2024 $0.40 financials
Tue Apr 30, 2024Apr 2024 $0.33 financials
Tue Oct 31, 2023Oct 2023 $0.17 financials
Mon Jul 31, 2023Jul 2023 $0.12 financials

Financials

Income statement (quarterly)

MetricApr 2026Jan 2026Oct 2025Jul 2025Apr 2025Jan 2025Oct 2024Jul 2024
Revenue
Cost of revenue$98M$94M$93M$107M$103M$96M
Gross profit$256M$228M$233M$224M$197M$204M
Operating income$103M$79M$90M$83M$20M$59M
Net income$69M$52M$60M$54M$6M$36M
EPS (diluted)$0.82$0.59$0.68$0.61$0.06$0.40

Balance sheet (quarterly)

MetricApr 2026Jan 2026Oct 2025Jul 2025Apr 2025Jan 2025Oct 2024Jul 2024
Cash & equivalents$265M$319M$309M$304M$288M$296M$322M$327M
Inventory
Total current assets$467M$512M$499M$493M$473M$478M$495M$496M
Total assets$3.31B$3.38B$3.40B$3.42B$3.42B$3.45B$3.49B$3.51B
Long-term debt$943M$957M$982M$1.01B$1.06B$1.06B$1.08B$1.10B
Total liabilities$1.26B$1.27B$1.26B$1.27B$1.29B$1.33B$1.36B$1.36B
Total equity$2.05B$2.11B$2.13B$2.15B$2.12B$2.11B$2.12B$2.16B

Implied volatility — last 90 days

37%40%42%45%47% Jun 07 — IV 43% · EM ±5.9%

Sector peers