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Farmers & Merchants Bancorp, Inc.

FMAO Finance Savings Institutions
$28.09
▲ +0.8% Today
as of Jun 7, 07:15 ET
Last 30 days +1.52% Apr 28 → Jun 05
$26.31 $26.79 $27.27 $27.74 $28.22 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$27.81
High
$28.61
Low
$27.81
Volume
$120,724
Avg Vol
$35,292
Mkt Cap
$383M
P/E (TTM)
14.78
Beta
52w High
$29.83
52w Low
$22.59
Div Yield
Shares Out
$14M

Overview

52-week range
$23
$30
76% of range
Avg surprise (last 1)
+21.4%
Avg reaction (last 1)
-0.5%
0% positive
Latest IV / EM
139%
EM ±19.2% · $30 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.35$0.44$0.52$0.61$0.70 Actual $0.44Actual $0.35Actual $0.39Actual $0.42Actual $0.48Actual $0.51Est $0.42Actual $0.56Actual $0.64Actual $0.70 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$3M$5M$8M$10M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $0.70 financials
Tue Sep 30, 2025Sep 2025 $0.64 financials
Mon Jun 30, 2025Jun 2025 $0.56 financials
Mon Apr 28, 2025Mar/2025 $0.51 $0.42 +21.4% -0.5% earnings
Mon Sep 30, 2024Sep 2024 $0.48 financials
Sun Jun 30, 2024Jun 2024 $0.42 financials
Sun Mar 31, 2024Mar 2024 $0.39 financials
Sat Sep 30, 2023Sep 2023 $0.35 financials
Fri Jun 30, 2023Jun 2023 $0.44 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$10M$9M$8M$7M$7M$6M
EPS (diluted)$0.70$0.64$0.56$0.51$0.48$0.42

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents
Inventory
Total current assets
Total assets$3.49B$3.43B$3.39B$3.35B$3.39B$3.36B$3.39B$3.32B
Long-term debt
Total liabilities$3.11B$3.06B$3.03B$2.99B$3.04B$3.03B$3.05B$3.00B
Total equity$376M$371M$362M$351M$345M$335M$335M$323M

Implied volatility — last 90 days

133%136%138%141%143% Jun 07 — IV 139% · EM ±19.2%

Sector peers

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