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ChoiceOne Financial Services, Inc.

COFS Finance Major Banks
$31.78
▲ +1.3% Today
as of Jun 7, 07:11 ET
Last 30 days +3.42% Apr 28 → Jun 05
$29.88 $30.42 $30.95 $31.48 $32.02 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$31.37
High
$32.18
Low
$31.37
Volume
$65,563
Avg Vol
$101,408
Mkt Cap
$471M
P/E (TTM)
11.43
Beta
52w High
$35.40
52w Low
$26.10
Div Yield
Shares Out
$15M

Overview

52-week range
$26
$35
61% of range
Avg surprise (last 1)
+4.9%
Avg reaction (last 1)
+1.0%
100% positive

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.68$0.75$0.82$0.90$0.97 Actual $0.69Actual $0.68Actual $0.74Actual $0.87Actual $0.85Actual $0.86Est $0.82Actual $0.90Actual $0.97Actual $0.91 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$-14M$5M$24M$43M$62M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $0.91 financials
Tue Sep 30, 2025Sep 2025 $0.97 financials
Mon Jun 30, 2025Jun 2025 $0.90 financials
Wed Apr 30, 2025Mar/2025 $0.86 $0.82 +4.9% +1.0% earnings
Mon Sep 30, 2024Sep 2024 $0.85 financials
Sun Jun 30, 2024Jun 2024 $0.87 financials
Sun Mar 31, 2024Mar 2024 $0.74 financials
Sat Sep 30, 2023Sep 2023 $0.68 financials
Fri Jun 30, 2023Jun 2023 $0.69 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$59M$45M
Cost of revenue
Gross profit
Operating income
Net income$14M$15M$14M$-14M$7M$7M
EPS (diluted)$0.91$0.97$0.90$-1.29$0.85$0.87

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$84M$88M$99M$156M$139M$97M$146M$101M
Inventory
Total current assets
Total assets$4.39B$4.41B$4.30B$4.31B$4.31B$2.72B$2.72B$2.67B
Long-term debt
Total liabilities$3.92B$3.95B$3.85B$3.88B$3.88B$2.46B$2.48B$2.41B
Total equity$470M$465M$450M$432M$427M$260M$248M$215M

Implied volatility — last 90 days

No IV snapshots yet for COFS.

IV is captured twice daily (9:15 AM & 4:30 PM ET) for tickers with upcoming earnings. Comes online automatically once the next options refresh runs.

Sector peers

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