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Chime Financial, Inc.

CHYM Finance Finance: Consumer Services
$17.48
▼ -3.7% Today
as of Jun 7, 06:55 ET
Last 30 days -19.15% Apr 28 → Jun 05
$16.48 $18.03 $19.57 $21.12 $22.67 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$18.14
High
$18.20
Low
$17.34
Volume
$3M
Avg Vol
$4M
Mkt Cap
$6.9B
P/E (TTM)
Beta
52w High
$44.94
52w Low
$16.17
Div Yield
Shares Out

Overview

52-week range
$16
$45
5% of range
Avg surprise (last 1)
+333.3%
Avg reaction (last 1)
+4.5%
100% positive
Latest IV / EM
68%
EM ±9.4% · $18 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$-7.29$-5.44$-3.58$-1.73$0.13 Actual $-0.34Actual $-7.29Actual $-0.15Actual $0.13Est $0.03 JunSepMarJunSepMar/2026
Revenue vs Net Income Revenue Net income
$-923M$-523M$-122M$279M$680M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Wed May 6, 2026Mar/2026 $0.13 $0.03 +333.3% +4.5% earnings
Tue Sep 30, 2025Sep 2025 $-0.15 financials
Mon Jun 30, 2025Jun 2025 $-7.29 financials
Mon Mar 31, 2025Mar 2025 financials
Mon Sep 30, 2024Sep 2024 $-0.34 financials
Sun Jun 30, 2024Jun 2024 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$647M$544M$528M$519M$422M$384M
Cost of revenue$67M$69M$67M$60M$54M$51M
Gross profit$580M$474M$461M$458M$368M$334M
Operating income$46M$-65M$-931M$9M$-31M$-9M
Net income$53M$-55M$-923M$13M$-22M$385,000
EPS (diluted)$0.13$-0.15$-7.29$-0.34

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$608M$466M$445M$868M$318M$338M$271M$295M
Inventory
Total current assets$1.74B$1.76B$1.76B$1.74B$1.29B
Total assets$1.95B$1.96B$1.96B$1.90B$1.46B
Long-term debt
Total liabilities$509M$563M$519M$474M$502M
Total equity$1.44B$1.40B$1.44B$1.43B$-1.91B$-1.93B$-1.92B$-1.91B

Implied volatility — last 90 days

63%65%68%70%73% Jun 07 — IV 68% · EM ±9.4%

Sector peers

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