arBtrage CAPITALIZING MARKETS checking… Sign in Sign up

Pathward Financial, Inc.

CASH Finance Major Banks
$79.89
▲ +1.1% Today
as of Jun 7, 06:55 ET
Last 30 days -10.31% Apr 28 → Jun 05
$76.83 $80.12 $83.40 $86.69 $89.98 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$79.18
High
$80.39
Low
$78.95
Volume
$235,590
Avg Vol
$215,509
Mkt Cap
$1.7B
P/E (TTM)
11.87
Beta
52w High
$101.26
52w Low
$65.87
Div Yield
Shares Out

Overview

52-week range
$66
$101
40% of range
Avg surprise (last 1)
+14.8%
Avg reaction (last 1)
+5.9%
100% positive
Latest IV / EM
46%
EM ±6.4% · $80 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$1.23$1.76$2.29$2.82$3.35 Actual $1.68Actual $1.34Actual $2.74Actual $1.78Actual $1.23Actual $3.11Est $2.71Actual $1.81Actual $1.57Actual $3.35 JunDecMarJunDecMar/2025JunDecMar
Revenue vs Net Income Revenue Net income
$0$73M$145M$218M$290M Jun 24Dec 24Mar 25Jun 25Dec 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $3.35 financials
Wed Dec 31, 2025Dec 2025 $1.57 financials
Mon Jun 30, 2025Jun 2025 $1.81 financials
Tue Apr 22, 2025Mar/2025 $3.11 $2.71 +14.8% +5.9% earnings
Tue Dec 31, 2024Dec 2024 $1.23 financials
Sun Jun 30, 2024Jun 2024 $1.78 financials
Sun Mar 31, 2024Mar 2024 $2.74 financials
Sun Dec 31, 2023Dec 2023 $1.34 financials
Fri Jun 30, 2023Jun 2023 $1.68 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue$276M$173M$196M$275M$183M$189M
Cost of revenue
Gross profit
Operating income
Net income$73M$35M$42M$75M$30M$45M
EPS (diluted)$3.35$1.57$1.81$3.14$1.23$1.78

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$158M$331M$121M$258M$254M$597M$158M$299M
Inventory
Total current assets
Total assets$7.11B$7.56B$7.17B$7.23B$6.99B$7.60B$7.53B$7.51B
Long-term debt$34M$33M$33M$33M$33M$33M$33M$33M
Total liabilities$6.26B$6.71B$6.31B$6.41B$6.18B$6.85B$6.71B$6.77B
Total equity$851M$855M$858M$819M$815M$758M$822M$766M

Implied volatility — last 90 days

40%43%45%48%50% Jun 07 — IV 46% · EM ±6.4%

Sector peers

🔒 Preview mode. Create a free account to unlock the full earnings calendar, all panels, heatmaps, options flow, and screener.