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Bread Financial Holdings, Inc.

BFH Consumer Discretionary Business Services
$91.11
▼ -0.0% Today
as of Jun 7, 07:10 ET
Last 30 days +5.55% Apr 28 → Jun 05
$82.74 $85.10 $87.47 $89.84 $92.20 Apr 28 May 05 May 13 May 20 May 29 Jun 05
Open
$91.61
High
$91.55
Low
$90.08
Volume
$333,940
Avg Vol
$728,717
Mkt Cap
$3.6B
P/E (TTM)
8.25
Beta
52w High
$99.13
52w Low
$49.17
Div Yield
Shares Out
$41M

Overview

52-week range
$49
$99
84% of range
Avg surprise (last 1)
+36.2%
Avg reaction (last 1)
+2.2%
100% positive
Latest IV / EM
46%
EM ±6.4% · $90 · Jun 18

Earnings trends

EPS — actual vs estimate Actual Estimate
$0.05$1.08$2.10$3.12$4.15 Actual $0.95Actual $3.42Actual $2.70Actual $2.66Actual $0.05Actual $2.86Est $2.10Actual $2.94Actual $3.96Actual $4.15 JunSepMarJunSepMar/2025JunSepMar
Revenue vs Net Income Revenue Net income
$0$49M$99M$148M$197M Jun 24Sep 24Mar 25Jun 25Sep 25Mar 26

Earnings history

DatePeriodActual EPSEstSurpriseYoY %ΔDay reactSource
Tue Mar 31, 2026Mar 2026 $4.15 financials
Tue Sep 30, 2025Sep 2025 $3.96 financials
Mon Jun 30, 2025Jun 2025 $2.94 financials
Thu Apr 24, 2025Mar/2025 $2.86 $2.10 +36.2% +2.2% earnings
Mon Sep 30, 2024Sep 2024 $0.05 financials
Sun Jun 30, 2024Jun 2024 $2.66 financials
Sun Mar 31, 2024Mar 2024 $2.70 financials
Sat Sep 30, 2023Sep 2023 $3.42 financials
Fri Jun 30, 2023Jun 2023 $0.95 financials

Financials

Income statement (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Revenue
Cost of revenue
Gross profit
Operating income
Net income$181M$188M$139M$138M$2M$133M
EPS (diluted)$4.15$3.96$2.94$2.78$0.05$2.66

Balance sheet (quarterly)

MetricMar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024Jun 2024
Cash & equivalents$3.64B$3.60B$3.76B$3.80B$4.21B$3.68B$3.45B$4.05B
Inventory
Total current assets
Total assets$22.31B$22.66B$21.71B$21.82B$22.38B$22.89B$21.74B$22.14B
Long-term debt$3.79B$4.23B$5.12B$5.56B$4.58B
Total liabilities$18.98B$19.34B$18.40B$18.66B$19.31B$19.84B$18.62B$18.97B
Total equity$3.33B$3.33B$3.32B$3.17B$3.07B$3.05B$3.11B$3.17B

Implied volatility — last 90 days

41%43%46%48%51% Jun 07 — IV 46% · EM ±6.4%

Sector peers

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